Long Term Disability
Reliance Standard Life Insurance Company now provides Snohomish County’s long-term disability plan, which covers any accident, illness, or injury on or off the job. The premium is fully paid by the County and covers all active employees working more than 20 hours a week.
Reliance Standard Policy Description:
Note: If you became disabled due to an accident, illness or injury prior to October 1, 2012 you will need to complete Standard Insurance paperwork, please contact Carolyn Calderon in Human Resources at 425-388-3411, x:2070 to assist you.
About Long Term Disability
There is a 90-day waiting period before a claim will be paid. You may use vacation, sick leave, comp time, shared leave, leave without pay or work in a light duty position or reduced schedule in your own position.
It is recommended that you call Human Resources if you have an accident or illness in which you are absent from work a month or more. This will allow us to initiate the LTD application process. This way when you have completed your 90-day waiting period; the application for benefits will have been processed and you can start receiving your monthly disability payments if approved.
The long term disability monthly payment will be 60% of your pre-disability gross wages (maximum $7,500 per month). If your injury or illness also qualifies you for workers compensation, you are still eligible to apply for the long-term disability. While on worker’s compensation, you are eligible to receive a minimum benefit of the greater of 10% of your covered earnings or $100 a month, as a subsidy to your worker’s compensation benefits. If you are permanently disabled you will be covered by this plan until age 65.
Contact the Reliance Standard Claims Department directly at:
(800) 351-7500 ext. 4261
Fax (267) 256-3535
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